SettleMate App: Reviews, Pricing, and Is It Legit?
SettleMate is a mobile app that finds and files class-action settlement and refund claims for you — no lawyer required. This guide covers how it works, what it actually costs, honest reviews, and links straight to the real, official app.
SettleMate at a glance
What is the SettleMate app?
SettleMate is a consumer finance app that matches your details against active class-action settlements, product recalls, and refund programs, then helps you file a claim without a lawyer. It is published by Settlemate Inc. and works on both iPhone and Android.
Companies settle lawsuits and issue recalls constantly, and many set aside money for anyone who bought the affected product. Most people never claim it because they never hear about the settlement, or the claim form is buried on a legal site. SettleMate's job is to surface those opportunities and simplify the paperwork.
How does the SettleMate app work?
SettleMate works by comparing your purchase history and personal details against a database of open class-action settlements, then guiding you through whichever claims you qualify for. The process follows four steps.
Create an account
Sign up with an email address, Apple ID, or Google account.
Get matched to open settlements
The app checks your details against currently open class-action and recall programs.
File the claim
Some claims submit directly in the app; others hand off to the official settlement administrator's site.
Track your payout
The app sends deadline reminders and status updates until money arrives.
Is the SettleMate app available on Android?
Yes — SettleMate has a dedicated Google Play listing for Android in addition to its Apple App Store listing for iPhone, and both connect to the same official service.
How much does the SettleMate app cost? Is it free?
Downloading SettleMate is free, but finding and filing most claims requires a paid subscription.
Auto-renewing monthly subscription.
Auto-renewing annual subscription.
Prices auto-renew and can change — confirm the current price on the official App Store page or Google Play page before subscribing.
Does the SettleMate app have a referral code?
SettleMate has offered referral or promo codes at various points according to user reports, but availability and terms change over time.
Check the app's own referral/invite section after signup, or SettleMate's official social accounts, rather than a third-party site.
Is the SettleMate app legit, or a scam?
SettleMate is a genuine, published app with real listings on the App Store and Google Play, built around publicly available class-action data.
Public reviews describe two consistent patterns. First, some claims redirect to an external settlement administrator's site to finish. Second, some users report being billed both a monthly and annual fee, so it is worth checking your active subscriptions after signing up.
Reviews change over time, so read the current ratings on the official listings yourself before subscribing.
Is the SettleMate app worth it?
SettleMate is worth it if you are likely to qualify for multiple settlements and expect to recover more than the subscription costs over a year.
Is SettleMate the same as "SettleMate – Going Dutch"?
No. SettleMate and SettleMate – Going Dutch are two separate apps from different developers that happen to share a similar name.
| App | What it does | Best for |
|---|---|---|
| SettleMate (Settlemate Inc.) | Finds and files class-action settlement claims | Recovering money owed from lawsuits or recalls |
| SettleMate – Going Dutch | Tracks and splits shared expenses | Splitting bills with roommates or travel groups |
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Frequently asked questions
SettleMate is a real, published app on the App Store and Google Play, built around publicly listed class-action settlements. It is not a scam in the sense of being fake, but like any subscription app, it is worth reading current reviews before you pay.
Downloading SettleMate is free, but finding and filing most claims requires a paid subscription. Official App Store pricing lists a monthly and an annual plan, both shown before checkout.
According to its official App Store listing, SettleMate costs $13.99 per month or $34.99 per year as an auto-renewing subscription. Always confirm the current price on the official listing, since app pricing can change.
SettleMate has offered referral or promo codes at various times according to user reports, but availability and terms change. Check the app itself or its official social channels for any active code, rather than a third-party site.
SettleMate works by matching your details against open class-action settlements and refund programs, then guiding you through the claim. Some claims file directly in the app; others redirect to the official settlement administrator's site, which is normal for this category of app.
Yes. SettleMate has a listing on Google Play for Android alongside its Apple App Store listing for iPhone, and both connect to the same underlying service.
Try force-closing and reopening the app, checking for an update in your app store, and confirming your internet connection. If a specific claim redirects to an external site and stalls there, that step is handled by the settlement administrator, not SettleMate itself.
Disclaimer: This page is an independent, unofficial guide and is not affiliated with, endorsed by, or operated by Settlemate Inc. or the developers of SettleMate – Going Dutch. Pricing, features, and reviews are subject to change — always verify current details on the official App Store or Google Play listing before subscribing. This is not legal or financial advice.